新車的貸款利率通常比中古車低，這是因為新車的折舊速度較慢，貸款機構承擔的風險較低，因此願意提供較低的利率。 Benedict wrote that in the course of the eighties and nineteen nineties, “the correct to a defense (for clergymen) was so broad as to help make a conviction virtually extremely hard